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Why Is Ayurveda Important in Your Health Insurance Plan?

3 min read

Sep 19, 2024

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Did you know Ayurveda has been recognised as an alternative and complementary medical system worldwide? It is an ancient Indian healing practice that provides a holistic and systematic approach towards health and wellness. The sector offers a good deal of health (physical and mental) benefits that are now being recognised by modern health insurance providers. So, should you include Ayurveda in your health insurance plan? Yes, definitely! Ayurveda treatments can provide comprehensive coverage for a wide range of treatments and preventive healthcare options. Ayurveda is a journey towards better and sustainable health. Let us explore the concept and advantages of Ayurveda health insurance and more.

Understanding Ayurveda

Ayurveda is not new. It is a 5,000-year-old system of natural healing that emerged from India and is now being practised all over the world. The term Ayurveda for health and wellness is derived from the Sanskrit words “Ayur” (life) and “Veda” (knowledge). The term means the “science of life” and is a traditional medicine system that focuses on maintaining balance among the body’s three doshas: Vata, Pitta, and Kapha. These are believed to govern all physiological and psychological functions. 

One has to balance these, and Ayurveda is there to help! It aims to promote health, prevent illness, and treat various conditions.

Principles of Ayurvedic Treatments

Ayurvedic treatments are based on some rules of balance and harmony. The primary goal is to restore the equilibrium of the doshas. This is done with a combination of natural therapies, lifestyle modifications, and dietary changes. Ayurveda practice emphasises personalised treatment plans that are made for a particular individual’s unique constitution and health condition. But what are these rules? 

The rules include:

  • Use of herbal medicines
  • Detoxification processes
  • Therapeutic massages
  • Yoga
  • Meditation.

Common Ayurvedic Treatments

Ayurveda’s gifts to the world include Panchakarma, herbal remedies, and dietary wisdom, all practised globally.  

Panchakarma is a comprehensive detoxification and rejuvenation therapy. It involves five primary procedures: Vamana (therapeutic vomiting), Virechana (purgation), Basti (enema), Nasya (nasal administration), and Raktamokshana (bloodletting).

 Herbal remedies involve the use of medicinal plants and herbs. This is done to treat various health conditions. 

Dietary recommendations are based on individual dosha types. The expert will emphasise the consumption of natural & whole foods to maintain balance and health.

Ayurveda for Health and Wellness

Ayurveda adopts a holistic approach to health. You may ask how. This Indian treatment focuses on the mind, body, and spirit. They say these are interconnected and with the correct balance and harmony within, you will be able to cope with the outside environment. This approach includes not only treating existing illnesses but also promoting overall health and well-being. Ayurveda focuses on preventive measures and lifestyle modifications.

Preventive Healthcare with Ayurveda

Preventive healthcare is one of the major concepts of Ayurveda. By understanding an individual’s unique constitution and potential health risks, Ayurvedic doctors can recommend personalised lifestyle changes. They also work on dietary adjustments and herbal supplements to prevent the onset of such diseases. Regular detoxification therapies like Panchakarma help remove accumulated toxins from the body. This, in turn, enhances immunity and vitality.

Health Insurance for Ayurveda Treatment

Recognising the growing popularity and effectiveness of Ayurvedic treatments, many health insurance providers provide its treatment coverage under the Health Insurance for Ayurveda treatment. One such example is The AYUSH (Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy) system. This Health Insurance for Ayurveda treatment is promoted by the Indian government and has played a major role in integrating traditional medicine into mainstream healthcare. 

Health insurance plans under AYUSH cover various Ayurvedic treatments, which help people get many therapies without the added health costs.  

Benefits of Health Insurance for Ayurveda

Having health insurance coverage for Ayurvedic treatments has many benefits:

  • It provides financial support for various treatments. This includes chronic disease management, preventive therapies, and wellness programs. 
  • It allows policyholders to choose from a wider range of healthcare options. You will be able to combine modern medicine with traditional practices. 

Integrating Ayurveda into Your Health Insurance Plan

Including Ayurveda in your health insurance plan is useful as it combines the best benefits of traditional as well as modern medicine. Explore the insurance providers who give AYUSH coverage inclusively. Review the specific treatments and therapies included in the plan.

Choosing the Right Health Insurance Plan

Go through the following factors that will help you select the best health insurance plan:

  1. Coverage: Ensure the plan includes a wide range of Ayurvedic treatments. This should include therapeutic and preventive care.
  2. Network of Practitioners: Make sure that the insurance provider has a network of recognised and reputable clinics & doctors.
  3. Claim Process: Understand the claim process for Ayurvedic treatments. Make sure the process is hassle-free and easy.
  4. Cost: Compare the premiums and benefits of different plans. See which plan suits your needs the best.

Key Takeaways

Incorporating Ayurveda into your health insurance plan offers many benefits. These range extensively from financial coverage for various treatments to promoting a holistic approach to health and wellness. By choosing a plan that includes Ayurvedic treatments, you can access a wide range of therapies. These all are made to balance the body, mind, and spirit and ensure comprehensive and preventive healthcare. 

*Disclaimer : The content on this page is generic and shared only for informational and educational purposes. It is based on industry experience and secondary sources on the Internet and is subject to change. Please review the applicable policy wordings for updated PhonePe-centric content before making any insurance-related decisions.

Author

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Zeba Iqbal

As a veteran copywriter with over seven years of experience, Zeba has worked across various industries such as e-commerce and travel before unearthing her passion for the insurance sector. Her love for combining data with compelling narrative storytelling enables her to craft in-depth articles that expertly simplify complex concepts.

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