7 Reasons Why You Must Get Insurance for Travelling to Thailand

Thailand remains one of Asia’s most popular tourist destinations, appealing to a diverse range of travellers. Whether it’s the delicious Thai cuisine that draws food enthusiasts, the serene beaches that allure vacationers, or the majestic royal palaces that captivate history buffs, Thailand has something for everyone. 

For Indians, Thailand is one of the best places to visit this year. The country is offering Visa-free entry to Indian citizens until November 11, 2024. But before you book your tickets, don’t forget to get travel insurance for your Thailand trip. 

Travel insurance provides comprehensive coverage that protects you from costly flight delays, trip cancellations, and medical emergencies. Join us as we explain why you must buy travel insurance for Thailand from India.

Do You Need Travel Insurance for Thailand?

During the Coronavirus pandemic, travel insurance with medical coverage was mandatory for tourists travelling to Thailand. However, that’s no longer the case, given the pandemic is under control. Although it’s optional now, not purchasing travel insurance for your Thailand trip will be unwise.

While Thailand is a safe destination, tourists still face risks from infectious diseases, natural disasters, and motor accidents. Injuries, diseases, and lost/damaged belongings can dent your finances and dampen your holiday spirit. And that’s where travel insurance will protect you on your vacation. 

A travel insurance plan covers the cost of treatment for sickness or accidental injury. It also reimburses you for losses due to lost or stolen luggage, cancelled flights, and trip interruptions.

Benefits of Travel Insurance for Thailand Trip

Here are some critical travel insurance benefits for Indian tourists travelling to Thailand: 

1. Flight Delays and Cancellation Coverage

Travel insurance reimburses you for extra expenses incurred because of delayed or cancelled flights due to bad weather, adverse socio-political events, etc. It usually covers the cost of alternate flight tickets, meals, and overnight accommodation. 

2. Coverage for Trip Cancellation and Interruption

If you cancel your trip before departure due to poor health or a family emergency, travel insurance reimburses you for pre-paid and non-refundable expenses, like hotel bookings, flight tickets, etc. 

The coverage also extends to when you’re already on your trip and need to cut it short. In such cases, the insurer will reimburse you for the money spent on the remaining leg of your trip and pay for the emergency return tickets.

3. Baggage Protection

Baggage protection in travel insurance offers coverage for misplacement, delay, and loss of luggage. If the carrier loses or delays the baggage, the insurer compensates you for recovering it and compensates you for additional expenses. In case of theft, the insurer covers the cost of replacing essential items.

4. Medical Emergency Coverage

If you fall ill or get injured on your trip to Thailand, travel insurance covers all the costs related to your treatment. It includes emergency transport to the nearest facility, hospital stay, medications, and more. 

5. Personal Liability Coverage

Travel insurance also protects you if you accidentally injure a person or damage property. It usually covers the cost of getting legal representation and compensation that you must pay to the third party if found liable for damages.

6. Emergency Evacuation and Repatriation Coverage

During extreme medical emergencies, you may need to be transported to a nearby hospital or fly back home for treatment. In such situations, travel insurance covers the transportation expenses and cost of medical assistance on board. In the event of death, it also covers the cost of transporting the insured’s mortal remains back to India.

Top 5 Things to Do in Thailand

After you arrive in Thailand, don’t forget to explore these five things:

1. Visit Wat Phra Chetuphon: It is the oldest and largest temple in Bangkok. It is famous for the 150-foot-long Reclining Buddha effigy, the largest statue in the country.

2. Explore The Grand Palace: It is the ceremonial palace of Thailand’s royal family, which also houses the Temple of Emerald Buddha and Queen Sirikit Museum. 

3. Do Diving at Koh Tao: Koh Tao island’s clear waters are perfect for exploring the deep sea. During the day, you can also observe creatures like manta rays, sharks, and turtles.  

4. Embrace the Past at Sukhothai Historical Park: This historical site preserves the remains of the Sukhothai Kingdom. The ruins include temples, statues, and town structures from the 13th century.

5. Visit Phuket Elephant Sanctuary: The sanctuary allows wildlife enthusiasts to interact with Elephants in their natural environment.

Key Takeaways

Thailand’s historical ruins, islands, beaches, and bustling urban centres create the perfect backdrop for an adventurous vacation. To ensure that unforeseen events don’t jeopardise your health and finances, securing a travel insurance plan is essential. Protection against flight delays, trip cancellations, and medical emergencies provides financial security and peace of mind, allowing you to fully immerse yourself in the authentic Thailand experience.