Dubai attracts tourists worldwide with its innovative architecture and lively culture. But even in this paradise, emergencies can arise unexpectedly.
You could get sick from trying new foods, lose your belongings, or even end up in the hospital with expensive medical bills. That’s where travel insurance comes in. Not only is Dubai travel insurance a mandatory requirement for acquiring a UAE visa, but it also covers medical expenses, medical evacuation, loss of passport, and trip interruptions.
In this article, we will look at six reasons why travel insurance for Dubai is necessary.
Do You Need Travel Insurance to Travel to Dubai from India?
Earlier this year, the UAE announced that Indian nationals holding a USA visa, USA green card, UK residence, or EU residence are eligible for an on-arrival visa. However, Indian citizens travelling from India must apply for a UAE visa in advance, with travel insurance being mandatory.
To enter Dubai or the UAE, Indian travellers need a valid visa, a passport with at least six months’ validity from the date of entry, confirmation of airline/hotel bookings, and proof of travel insurance.
Travel insurance for Dubai is a mandatory requirement. It must cover medical expenses, trip interruptions, and other potential issues.
Benefits of Having Travel Insurance for Dubai
Dubai travel insurance offers several benefits that can help make your trip more secure and stress-free.
1. Medical Coverage
Travel insurance for Dubai provides coverage for medical expenses resulting from injury or illness during your trip. This includes doctor visits, hospitalisation, and prescription medications, offering financial protection in case of unforeseen health issues on an international holiday.
2. Coverage for Delay or Loss of Baggage
Losing your baggage or experiencing delays can start your trip on a stressful note. Travel insurance covers you for loss, theft, or delay of baggage, helping you replace essential items and covering unexpected expenses.
3. Trip Cancellation Cover
Unexpected events like illness, family emergencies, or work obligations can lead to trip cancellations. With travel insurance, you can recoup pre-paid, non-refundable expenses such as hotel bookings and flights.
4. Emergency Evacuation
During a severe medical emergency or a natural disaster, international travel insurance ensures you can swiftly be transported to a facility that can provide the required care or back home if required.
5. Personal Liability Cover
Accidents can happen anywhere. Personal liability cover protects you if you accidentally injure or damage someone’s property. It covers legal expenses and compensation payments, ensuring that you’re not held personally liable for the incident.
6. 24/7 Assistance
Most travel insurance policies come with a round-the-clock assistance service. This means that no matter when you need help, whether for medical attention, legal assistance, or emergency travel support, help is just a phone call away.
How to Buy Online Travel Insurance for a Dubai Trip?
To buy a travel insurance to Dubai from India, follow the steps below:
1. Visit the insurance provider’s website.
2. Navigate to the ‘Insurance’ tab and select the Travel Insurance option.
3. Click on ‘Get a Quote’.
4. Enter the destination country, travel dates, and the number of travellers.
5. Choose the plan that best suits your travel needs.
6. Provide the policy buyer and travellers’ details.
7. Declare any pre-existing health conditions.
8. Review all the information, and if everything is in order, proceed to purchase.
Best Time to Visit Dubai
The favourable time to visit Dubai is from November to March. During this time, all major attractions and outdoor sites are easily accessible and enjoyable.
Top 5 Things to Do in Dubai
From shopping and luxurious yacht rides to safari adventures, Dubai has a lot to offer. Here are the top five things to do in the city.
- Visit the iconic Burj Khalifa, the tallest building in the world, for panoramic views of the city skyline.
- Experience the ultimate shopping extravaganza at the Dubai Mall, home to an indoor aquarium, ice rink, and world-class shopping outlets.
- Take a desert safari and indulge in thrilling activities like dune bashing, sandboarding, and a traditional Arabian campfire dinner.
- Explore the stunning Palm Jumeirah, an artificial archipelago shaped like a palm tree, and enjoy the luxurious resorts and pristine beaches.
- Visit the Dubai Museum and the Al Fahidi Historical Neighborhood to learn about the UAE’s rich cultural heritage and traditions.
Key Takeaways
International travel insurance is a crucial aspect you shouldn’t overlook when planning a trip to Dubai. It offers protection against loss of passport, baggage loss, trip interruptions, and medical emergencies. This guarantees a hassle-free travel experience and provides peace of mind, knowing you’re prepared for unexpected events.
Frequently Asked Questions
Why is it important to have travel insurance for Dubai?
Does travel insurance cover medical expenses in Dubai?
What should be included in a travel insurance plan for Dubai?
Is travel insurance mandatory for travelling to Dubai from India?
How do I know if the travel insurance plan I purchase through PhonePe covers all my needs for the Dubai trip?