Get ₹ 1 Crore for ₹ 10k/month investment
NFO expires on 31st December
Smart SIP
Multicap Opportunities Fund
10Y Return
13.39% p.a.
Investment Amount
10k/month
Lumpsum Payout*
1.09 Cr
If invested 20 yrs ago
Min. investment of ₹2000/month
Premium payment term of 5 to 50 years
Policy term of 5 to 50 years
Index Plus
Flexi Growth Fund
10Y Return
12.59% p.a.
Investment Amount
10k/month
Lumpsum Payout*
78.54 Lacs
If invested 20 yrs ago
Min. investment of ₹2500/month
Premium payment term of 15 to 25 years
Policy term of 15 to 25 years
Signature Assure
Sector Leaders Index Fund
10Y Return
15.40% p.a.
Investment Amount
10k/month for 15 years
Lumpsum Payout*
1.18 Cr
If invested 20 yrs ago
Min. investment of ₹2500/month
Premium payment term of 5 to 15 years
Policy term of 15 to 30 years
Benefits of ULIP Plans
Understand the benefits of this plan
Market Linked Returns
Build wealth of Rs 1 Crore tax free by investing Rs 10000/month for 30 years*
Tax Savings
Save tax up to Rs 46800/year and zero capital gains tax on maturity amount**
Life Protection
This plan combines wealth growth with life insurance coverage, providing up to 30 times your annual premium.
Waiver of Premium
In the unfortunate event of the policyholder's death or permanent disability, the insurer pays the remaining premiums, while the family receives the full life cover amount.
Risk factors and warning statements:
iv. Please know the associated risks and the applicable charges, from the policy brochure available on the PhonePe application, or from the policy document issued by the insurance company.
v. The respective insurer's name is only the name of the Life Insurance Company and the respective plan name is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns.
vi. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.
Declaration:
i. By proceeding, you allow PhonePe Insurance Broking Services and the insurance provider to call you and provide assistance for the service you are trying to avail, irrespective of your DNC registration (if any).
ii. You will receive a call from PhonePe or the respective insurance provider to guide you through the purchase. After this step, you will be redirected to the insurer's website to complete the application.
Disclaimers:
*The insurer wise maturity amount is calculated assuming a 30 year old male investing 10k monthly for 20 years such that the lump sum is withdrawn at the end of the 20th year.
*The maturity amount of Rs 1 Cr. is calculated for a monthly investment of Rs 10,000/-, for 30 years, on assumed CAGR of 8%, and policy charges ~2% per annum; The actual return may go up or down based on the performance of the selected fund(s) and factors influencing the capital market. The investment risk in the portfolio is borne by the policyholder.
**U/s 10(10d) of income tax act, you can avail tax exemption on the maturity payout, if the premium payable does not exceed 10% of the sum assured in any of the years during the policy term. Additionally, to avail this benefit, your aggregate ULIP premium paid annually must not exceed Rs. 2,50,000 in any year during the policy term. Tax benefits are subject to changes in tax laws.
PhonePe Insurance Broking Services Private Limited
(IRDAI Reg. 766 - Direct Broker – Life and General) - valid till 10/8/2027. CIN- U66000KA2020PTC132814. Reg. office - Office-2, Floor 4, Wing A, Salarpuria Softzone, Bellandur, Bengaluru, Karnataka-560103.