Invest in Market-Linked Insurance Plans

Risk factors and warning statements:

i. Unit linked insurance products are different from traditional insurance products and are subject to the risk factors.

ii. The premium paid and return from unit linked insurance policies are subject to investment risks associated with capital markets and publicly available index. The NAVs of the units may go up or down based on the performance of the fund and factors influencing the capital market/ publicly available index and the insured is responsible for his/her decisions.

iii. The returns shown above are based on the past performance of AMLI’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104). These are past returns and are not indicative of return of AMLI's Rising India Manufacturing Fund (SFIN: ULIF05007/09/26RISINGINDM104). AMLI’s Rising India Manufacturing Fund (SFIN: ULIF05007/09/26RISINGINDM104) is an actively managed fund that intends to primarily invest in companies operating in the manufacturing sector and its related or allied industries. The fund leverages India’s strategic push toward domestic production, export competitiveness, and the Make in India initiative to capture long-term structural growth. The fund value calculation is done by projecting the past returns of AMLI’s High Growth Fund (SFIN: ULIF01311/02/08LIFEHIGHGR104) after adjusting for all expenses in Axis Max Life Online Savings Plan Plus (UIN: 104L131V03) for a 30 year old male investing 5K/10K per month for 10 years. The above values have been calculated assuming 29% p.a. gross investment returns, which is the past 6-years returns of AMLI’s High Growth Fund(SFIN: ULIF01311/02/08LIFEHIGHGR104). Out of Rs 10000, Rs. 5933.28 is exposed in market linked instrument. Rest is invested in Guaranteed Savings. You get Rs. 3049893 , out of which Rs 1200000 is Guaranteed amount + Rs 1849879.46 is linked return @8%. The maturity amount shown above is for a 30-year old healthy male who invests Rs. 5K/10K per month for 10 years and remains invested for 20 years. The total premium to be paid in 10 years will be Rs. 6 Lakhs/12 lakhs. The guaranteed benefits are available under Axis Max Life Smart Wealth Advantage Guarantee Plan (UIN:104N124V17) & are applicable if all the premiums are paid. Capital Guarantee solution is a combination of benefits of two individual and separate products named Axis Max Life Online Savings Plan Plus, A Unit Linked Non Participating Individual Life Insurance Plan (UIN: 104L131V03) and Axis Max Life Smart Wealth Advantage Guarantee Plan, (A Non Linked Non-Participating Individual Life Insurance Savings Plan, UIN: 104N124V17). These products are also available for sale individually without the combination offered/suggested. This benefit illustration is the arithmetic combination and chronological listing of combined benefits of individual products. The customer is advised to refer to the detailed sales brochure of respective individual products mentioned herein before concluding the sale. The return mentioned for the plans of HDFC Life is benchmarked to BSE 500 Leaders Dividend 50 Index. The returns are as on 31st July 2026.

iv. Please know the associated risks and the applicable charges, from the policy brochure available on the PhonePe application, or from the policy document issued by the insurance company.

v. The respective insurer's name is only the name of the Life Insurance Company and the respective plan name is only the name of the unit linked insurance contract and does not in any way indicate the quality of the contract, its future prospects, or returns.

vi. The various funds offered under this contract are the names of the funds and do not in any way indicate the quality of these plans, their future prospects and returns.

Declaration:

i. By proceeding, you allow PhonePe Insurance Broking Services and the insurance provider to call you and provide assistance for the service you are trying to avail, irrespective of your DNC registration (if any).

ii. You will receive a call from PhonePe or the respective insurance provider to guide you through the purchase. After this step, you will be redirected to the insurer's website to complete the application.

Disclaimers:

*The maturity amount of Rs 1 Cr. is calculated for a monthly investment of Rs 10,000/-, for 30 years, on assumed CAGR of 8%, and policy charges ~2% per annum; The actual return may go up or down based on the performance of the selected fund(s) and factors influencing the capital market. The investment risk in the portfolio is borne by the policyholder.

**U/s 10(10d) of income tax act, you can avail tax exemption on the maturity payout, if the premium payable does not exceed 10% of the sum assured in any of the years during the policy term. Additionally, to avail this benefit, your aggregate ULIP premium paid annually must not exceed Rs. 2,50,000 in any year during the policy term. Tax benefits are subject to changes in tax laws.

*₹1 Cr maturity amount is based on a 20-year Policy Term (Regular Pay) for an 18-year-old male, assuming an annual fund return of 20%