MARKET-LINKED PLANS

Invest in Market-linked
Insurance plans

Investment Illustration

Invest today for tomorrow’s dreams

KNOW HOW IT WORKS

1

Choose a plan and complete purchase

Choose a plan and complete the purchase to start your investment journey

2

Invest during the investment tenure

Invest with easy monthly installments to accumulate wealth while your investment keeps growing

3

Redeem at the end of the policy term

Redeem the accumulated wealth at the end of the policy term and achieve your goals

Benefits of ULIP Plans

Understand the benefits of this plan

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Market Linked Returns

Build wealth of Rs 1 Crore tax free by investing Rs 10000/month for 30 years*

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Tax Savings

Save tax up to Rs 46800/year and zero capital gains tax on maturity amount**

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Life Protection

This plan combines wealth growth with life insurance coverage, providing up to 30 times your annual premium.

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Waiver of Premium

In the unfortunate event of the policyholder's death or permanent disability, the insurer pays the remaining premiums, while the family receives the full life cover amount.

TRUSTED PARTNERS

Disclaimers

*The maturity amount of Rs 1 Cr. is calculated for a monthly investment of Rs 10,000/-, for 30 years, on assumed CAGR of 8%, and policy charges ~2% per annum; The actual return may go up or down based on the performance of the selected fund(s) and factors influencing the capital market. The investment risk in the portfolio is borne by the policyholder.

**U/s 10(10d) of income tax act, you can avail tax exemption on the maturity payout, if the premium payable does not exceed 10% of the sum assured in any of the years during the policy term. Additionally, to avail this benefit, your aggregate ULIP premium paid annually must not exceed Rs. 2,50,000 in any year during the policy term. Tax benefits are subject to change in tax laws. Tax benefits of ₹46,800 u/s 80C are calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium u/s 80C of income tax act for a premium of ₹1,50,000.

PhonePe Insurance Broking Services Private Limited

(IRDAI Reg. 766 - Direct Broker – Life and General) - valid till 10/8/2027. CIN- U66000KA2020PTC132814. Reg. office - Office-2, Floor 4, Wing A, Salarpuria Softzone, Bellandur, Bengaluru, Karnataka-560103.