Disclaimers

*The maturity amount of Rs 1 Cr. is calculated for a monthly investment of Rs 10,000/-, for 30 years, on assumed CAGR of 8%, and policy charges ~2% per annum; The actual return may go up or down based on the performance of the selected fund(s) and factors influencing the capital market. The investment risk in the portfolio is borne by the policyholder.

**U/s 10(10d) of income tax act, you can avail tax exemption on the maturity payout, if the premium payable does not exceed 10% of the sum assured in any of the years during the policy term. Additionally, to avail this benefit, your aggregate ULIP premium paid annually must not exceed Rs. 2,50,000 in any year during the policy term. Tax benefits are subject to change in tax laws. Tax benefits of ₹46,800 u/s 80C are calculated at the highest tax slab rate of 31.20% (including cess excluding surcharge) on life insurance premium u/s 80C of income tax act for a premium of ₹1,50,000.